ABSTRACT

                                The present study aims at investigating the determinants of the saving behavior in different income group households in Dausa district, Rajasthan. The study is based on primary data collected from five hundred households, selected from five blocks of Dausa district. The results reveals that the age of the head of the household, occupation, family size, income and education are significantly influencing the saving behavior in the entire study area. We can see that large and rapid increase in income tends to raise the rate of household saving because households’ capacity to save increases with household income. The estimate of total family size indicates that size of the household has negative relationship with saving of households, which means that if there is increase in household size then saving will be low and vice versa. On the other hand education has also negative effect on saving as educated household have higher consumption because they have to maintain a certain standard of living.

 Key words: Saving behavior, Income group, occupation, family size, education.